Auto, Recreational, Homeowners, & Renters
What Does Auto Insurance Cover?
Auto insurance provides more coverage than simply repairing your vehicle after an accident. Many policies that we can provide include the following:
Liability
Liability pays for property damage and/or injuries to another person caused by an accident in which you're at fault.
Comprehensive Coverage
This coverage helps pay to repair or replace your vehicle if it is stolen or damaged in an incident that is not a collision.
Collision Coverage
Collision coverage helps pay for damage to your vehicle involving a collision with another vehicle.
Uninsured/Underinsured Motorist
If you're in an accident caused by someone who doesn't have insurance or enough insurance then this is designed to cover you and the people in your car for medical bills, lost wages and pain and suffering.
Road-Side Assistance
Roadside help coverage gets you professional assistance when your car breaks down during a journey.
Boat and Personal Watercraft
Whether you prefer to go fast to your secret fishing spot or cruise on the water enjoying the sunset, we can help you with your watercraft insurance needs. Fishing boats, runabouts, personal watercraft, sailboats, cabin cruisers and pontoon boats are all within our wheelhouse.
Give GLI an opportunity to quote your personal watercraft insurance needs.
Recreational Vehicles
Hitting the open road and camping under the stars can be a relaxing adventure. Don't let poor insurance hinder your special time in the great outdoors. From a pop-up camper to the luxury motor coaches, we are able to help with your insurance needs.
Even if you live full-time in your RV, we have a coverage program for you.
What Do You Need to Consider When Looking at Homeowners Insurance?
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The retail value and reconstruction value are not always the same. Ensuring you have enough coverage to replace your home in the event of a total loss is important.
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Don't forget to insure your non-attached structures. Having a separate shed or pool house should be considered when insuring your home. Most policies provide a percentage limit of the home as coverage for non-attached structures, which can be increased if needed.
What is Loss of Use Coverage?
Loss of use coverage can help pay for the additional costs you might incur if a covered event makes your house temporarily uninhabitable while it's being repaired.
What is Personal Liability?
Personal liability ensures you have an adequate amount of liability insurance in the event there is a claim for bodily injury and/or property damage by others which you become legally responsible. This coverage will help with things such as medical bills for visitors, pain and suffering, legal cost and other expenses.
While most people think of this for events that happen at your home, it can also provide some liability coverage for you while you are away from your residence and become legally liable for a loss.
For more information, contact us at Grace – Lee Insurance.