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Bed and Breakfast | Resort and Lodges | Hunting/Fishing Clubs

Breakfast in Bed

Bed and Breakfast

The bed and breakfast industry offers a unique and intimate lodging experience that brings with it certain types of risk that is different than a standard hotel business. Working with an Agency like Grace – Lee Insurance Agency will allow you to know that your exposures have been evaluated and a policy created that fits your unique circumstances.


We spend the time getting to know you and your business and walk along side you as a business partner. Using our 25 plus years of insurance experience we will be able to design your risk management program to fit your hospitality needs.

Some of the coverage that we can help you with are:

  • Commercial Property – this will cover the cost of repair or replacement of your bed and breakfast as well as the unique items within your property that allows your guest’s stay to be comfortable.

  • General Liability – this provides protection against losses such as bodily injury, property damage and personal injury.

  • Business Income and Extra Expense – in the event a loss occurs that results in your bed and breakfast being closed for a time, this coverage will help with those expenses you incur and allow you to maintain during the restoration period.

  • Innkeepers Liability – your guests will bring their cherished items with them when they stay at your business. Having this coverage will help in the safekeeping of your guests’ personal property.

  • Along with Business Auto, Worker’s Compensation and other lines as needed.

Resorts and Lodges

Resorts provide the recreational enthusiast an opportunity to experience many activities in one facility. Adventures such as horseback riding, ATV/UTV trails, guided hunting or fishing adventures are just a few of the possibilities. Many of these activities bring a unique exposure from a liability or property perspective so it is paramount that you work with an agency that understands those exposures and has the expertise to find the coverages that will protect your business.


Creating new amenities and opportunities for your guests should be considered periodically and your insurance policy adjusted to reflect that coverage and risk tolerance. Working with Grace – Lee Insurance Agency, you will have the comfort and reassurance of knowing that you are working with insurance veterans that understand risk and risk transfer and will be there as a valued partner in your journey.

Tropical Resort

Hunting/Fishing Clubs – Guides

The great outdoors is a wonderful way to spend your vacation and to engage with family, friends and business associates. Having a business that caters to this market segment is fun, lucrative and a dream for many. However, this type of operation has unique exposures that many insurance companies are not ready to insure, making the insurance buying process difficult and cumbersome. Working with insurance veterans such as Grace – Lee Insurance Agency, will allow you to have the peace of mind in knowing that you are being taken care of and matched to a company that understands your exposures and has the coverages you need.

Our eligible classes that we work with include the following:

  • Fishing Guides

  • Hunting and Fishing Lodges

  • Hunting Clubs

  • Hunting Plantations/Preserves and Clay Shooting

  • Outfitters and Guides

  • RV Parks and Campgrounds

We can place all lines of coverage that you would need to include:

  • Property Coverage

  • Liability Coverage

  • Commercial Auto Coverage

  • Watercraft Coverage

  • Dogs in your Care, Custody or Control

  • Liquor Liability

  • Worker’s Compensation and others

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